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What are my responsibilities as a policyholder?

• Check that the information in your insurance contract is correct and notify us of any changes.
• Take good care of your property and follow the safety requirements set by law, insurance terms, and manufacturer instructions.
• The obligations arising from the insurance contract must be followed by all individuals using or managing the insured item.
• If you suspect theft or any other crime, report it to the police.
• In case of fire or explosion, notify the emergency services.
• Report an insurance claim as soon as possible by calling +372 6 410 436, visiting our website, or emailing kahjud@elama.ee. Provide all necessary details and allow us to review them.