Elama home insurance provides security for every home, whether it’s a city apartment or a countryside house. Our flexible insurance solutions protect you from unexpected losses, offering both property and liability coverage.
Take care of your home and belongings by choosing reliable home insurance.
Decide for yourself what you need or get the maximum range of protection.
Confidence with a few clicks of a button and clear conditions.
We act fast and keep you up to date with everything.
Before entering into a contract, please read the insurance terms and conditions and the information document.
For the successful operation of insurance, it is important to understand its scope and limitations.
When estimating the value of your home contents, consider how much it would cost to replace all the belongings in your home with equivalent items at today’s prices. This may include furniture, household appliances, electronics, clothing, sports and hobby equipment, children’s items and other valuable belongings.
For an easier estimate, use the Elama Home Contents Calculator, which helps you assess the approximate total value of your belongings room by room.
We do not apply a deductible:
If the damage was caused by a third party (not you or a family member).
If you have been claim-free for at least two years, we reduce the deductible by half.
Yes, the insurance covers property at home, on the balcony, in the yard, in storage rooms, and worldwide.
If an unexpected insurance event happens in your home, follow these steps:
Elama home assistance is free for Max home insurance customers and available as an additional coverage option for Flex home insurance customers.
Home assistance is available 24/7 across Estonia.
Tel +372 641 0436
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