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What to do if damage occurs at home?

If an unexpected insurance event happens in your home, follow these steps:

  • Prevent further damage – if possible, reduce the extent of the damage (e.g., stop a water leak, cover a broken window, turn off damaged electrical appliances). Need urgent help? Elama Home Assistance is available 24/7!
  • Notify the relevant authorities – if there is theft, vandalism, or another crime, inform the police. In case of fire, flooding, or any major accident, call emergency services.
  • Document the damage – take photos and/or videos of the damage and keep as much evidence as possible (e.g., damaged items, receipts, witness statements).
  • Inform the insurance company – report the claim to us as soon as possible:
  • Follow instructions – after submitting the claim, we will provide you with detailed guidance on the next steps. If necessary, we will arrange damage assessment and assist in finding a quick resolution.