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Home insurance
What to do if damage occurs at home?
If an unexpected insurance event happens in your home, follow these steps:
- Prevent further damage – if possible, reduce the extent of the damage (e.g., stop a water leak, cover a broken window, turn off damaged electrical appliances). Need urgent help? Elama Home Assistance is available 24/7!
- Notify the relevant authorities – if there is theft, vandalism, or another crime, inform the police. In case of fire, flooding, or any major accident, call emergency services.
- Document the damage – take photos and/or videos of the damage and keep as much evidence as possible (e.g., damaged items, receipts, witness statements).
- Inform the insurance company – report the claim to us as soon as possible:
- Phone: +372 6 410 436
- Email: kahjud@elama.ee
- Online claim submission: https://elama.ee/kahjukasitlus/
- Follow instructions – after submitting the claim, we will provide you with detailed guidance on the next steps. If necessary, we will arrange damage assessment and assist in finding a quick resolution.