Blog Home insurance
19.3.2025

How to Choose the Right Home Insurance Coverage?

A home is much more than just a building – it is a place of security and cherished memories. To enjoy peace of mind at home, it’s essential to choose the right home insurance tailored to your needs. Elama Home Insurance offers flexible and comprehensive solutions to protect your home and belongings in any situation.

What Are My Needs?

Before signing an insurance contract, consider what you want to protect:

  • Are you a homeowner of an apartment or a house?
  • Do you live in a rental and need coverage for your belongings?
  • Are you a landlord looking to protect your property and rental income?

Elama offers solutions for every situation!

What Coverage Should You Choose?

Flex – A Flexible Solution
If you prefer to decide which risks to cover, Flex insurance is an ideal choice. It allows you to insure only the risks that matter most to you – whether it’s fire, water damage, or a natural disaster. Additionally, you can add extra coverages according to your needs.

Max – Maximum Security
If you’re looking for comprehensive protection, Max is the right choice. This package includes all essential insurance coverages and helps you handle unexpected events, such as natural disasters, equipment failures, or rental income loss. Furthermore, with the Max package, the 24/7 Home Assistance service is automatically included, ensuring help whenever you need it.

What Else to Consider?
  • Do you have a smart home? If you use smart home solutions like smoke detectors, security systems, and water leak sensors, you may qualify for a discount on your insurance premium.
  • Do you care about the environment? With our Green Insurance Compensation, broken home appliances can be replaced with more energy-efficient models.
  • Are you a landlord or a tenant? Our insurance coverage can also protect your rental income and cover damages caused by tenants.
Elama Home Assistance – Always There When You Need Help

Elama Home Assistance supports you in unexpected situations. If you choose the Flex package, you can add this service as extra protection. With the Max package, Home Assistance is automatically included, offering 24/7 support for water leaks, break-ins, storm damage, and other emergencies.

Don’t leave your home unprotected! Choose Elama Home Insurance and enjoy peace of mind in every moment.

Learn more: elama.ee